Quick —— Buy a Home by the End of the Year!

OK, this particular blog entry isn’t for everyone. Even if you’re not looking to buy a home right now, the message is worth keeping in mind for your next home search:

There are lots of great reasons to buy a home before the end of the year.

Image courtesy of dan at FreeDigitalPhotos.net

Image courtesy of dan at FreeDigitalPhotos.net

Here are some of them:

  • Mortgage rates are still relatively low.

They’re not as low as they were a few months ago, but mortgage rates are still more attractive today than they have been in recent years. If you can lock in a good rate now, that can be a lasting benefit that helps you for many years.

  • It might be easier to get a mortgage right now.

Lenders may be willing to work with new customers like you — because recently, less people have been applying for loans. So you could possibly get a better rate and more friendly terms than you might think.

  • Home prices are still within reach.

Although inventory is shrinking, many available homes are still reasonably priced — especially homes that have been on the market for a while. Those sellers in particular might be willing to lower their price to get a deal done before the year ends.

  • And one of the best reasons to buy a home by the end of the year…the tax benefits!

There are few deductions bigger than a home purchase. By completing the transaction in 2013, you could stand to get a lot of help on your income tax return!

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Maybe you were planning to buy a home next year, or you’re just tired of paying rent. Whatever your situation is, a home purchase before the end of this year can be beneficial — and I can help you see if it’s possible!

Find out if buying a home in Frisco, McKinney, Allen, Plano, Richardson, Dallas, or anywhere in north Texas is the right move for you! Call me at 267.566.3448 or email me at shannon.rubin1@gmail.com today!

©2013 by Shannon Rubin.

Need to Rent? Use a REALTOR!

Not everybody wants or needs to own a home. If you’re one of those people, you still need someplace to live, though — and renters need to know this very important fact:

Renters can use REALTORS too!

Image courtesy of [stockimages] / FreeDigitalPhotos.net.

Image courtesy of [stockimages] / FreeDigitalPhotos.net.

Our job as Realtors is to help our clients find a place to live. And I’ve come up with SIX great reasons a renter should work with a Realtor:

  1. YOU DON’T PAY ME ANYTHING.

That’s right — you don’t pay me a dime. When it comes to rental properties, my compensation comes from the owner/landlord/property management company.

The cost to you? ZERO DOLLARS. (Just making sure that’s clear.)

  1. I KNOW THE AREA.

It’s my job to know Frisco. And McKinney. And Plano. And Allen. And Dallas. And Richardson. Come to think of it, pretty much all of North Texas.

  1. I KNOW THE MARKET CONDITIONS. (Translation: Prices.)

Whether you’re looking to spend $700 a month or $2700 a month, I can pretty much tell you where we should be looking and what kind of rental you can get. I don’t want to waste your time looking at places that are out of your price range.

  1. I CAN FIND WHAT YOU’RE LOOKING FOR.

Whether you’re looking to rent a basic apartment, a condominium, a townhouse, a

duplex or even a single home, I’ll comb the listings and send you any kind of

rental that I think fits your needs.

  1. I HAVE SUPERPOWERS.

OK, not exactly superpowers…but I have the ability to negotiate items (new paint, repairs, etc.) that you might not think about asking for.

  1. I’VE GOT THE WHOLE MLS SYSTEM.

Because I have access (as all Realtors do) to the full Multiple Listing Service (MLS) system, I can find you additional options that aren’t found on other websites (from Rent-dot-com to Craigslist) or even in rental magazines.

The bottom line — I’m happy to work with clients who are looking for a rental place. And I promise to give you the same level of service that I do for my clients who are buying or selling a home.

Renters, home buyers and homeowners alike — call me at 267.566.3448 or email me at shannon.rubin1@gmail.com today!

© 2013 by Shannon Rubin.

Why I Love #Frisco (Texas)

There’s a bumper-sticker saying for people like me — ”I wasn’t born in Texas, but I got here as fast as I could!” (Available for purchase here and here.)

Both my husband and I are from Northeast Philadelphia, but in 2006 we were looking for new opportunities in a warmer climate. But California and Florida seemed too expensive, and my husband landed a job with a company in Texas.

So we moved here, and we love the Texas heat — and even more, the mild winters. (For example, I wrote this in early December when it was still 80 degrees!)

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We first lived in east Plano, then west Plano, and then Little Elm. But after a few years here, we looked around and determined that we liked Frisco — for a lot of reasons:

Location, location, location.
Frisco is located about 30 miles north of Dallas, and close to major highways that get you anywhere throughout the Dallas/Fort Worth Metroplex in about an hour. It’s 4 hours north of Austin or to Galveston, where many cruise lines do business. Also, it’s an hour or two from a couple casinos in Oklahoma — Winstar (Thackerville, OK) and Choctaw (Durant, OK).

Frisco Downtown Water Tower

Frisco Downtown Water Tower

A developing city with growth opportunities.
Over the past couple decades, Frisco has enjoyed huge economic and population growth. And why not? Home prices are much more affordable, and the cost of living here compares very favorably to the East Coast and the West Coast.

Fun for the whole family…for real.
Yes, plenty of suburbs claim to be “a great place for families.” But with top-rated schools, unique schools and programs for music, dance, art and even cooking, and every sport you can think of (see below), there’s never a dull moment.

The Frisco Discovery Center has some amazing programs. And even the Museum of the American Railroad is moving here!

Every level of athletic competition.
Texas is famous for its love of sports — and no matter your game, age or skill level, you’ll find your game being played here.

There’s the usual sports like football, baseball, soccer, basketball and yes, hockey in Texas (the Stonebriar Centre has a rink in the middle of the mall!). Plus, more specialized competitions such as gymnastics, equestrian and even bicycle racing at the Superdrome. You’ll even see cricket and rugby being played at public parks.

And if you’re more of a fan than a participant, you’ve got plenty of options as well. Right in Frisco, there’s FC Dallas Stadium (home to our MLS franchise) and Dr Pepper Ballpark, where the Frisco RoughRiders play minor league baseball. Plenty of Texas Rangers made their way through Frisco before becoming big stars!

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I love calling Frisco “home,” and I‘d be happy to help you fall in love with it too.

If you’re thinking about moving to Frisco — or any of the other great cities next door (Plano, Richardson, Allen, McKinney, Prosper, Little Elm, Celina, The Colony, Lewisville, Carrollton…did I forget anyone?), then contact me at 267.566.3448 or email me at shannon.rubin1@gmail.com today!

A few other Frisco links of interest:

City of Frisco

Visit Frisco

Frisco Parks & Recreation

Frisco Chamber of Commerce

Frisco Economic Development Corporation

 

 

© 2012 by Shannon Rubin.