Quick —— Buy a Home by the End of the Year!

OK, this particular blog entry isn’t for everyone. Even if you’re not looking to buy a home right now, the message is worth keeping in mind for your next home search:

There are lots of great reasons to buy a home before the end of the year.

Image courtesy of dan at FreeDigitalPhotos.net

Image courtesy of dan at FreeDigitalPhotos.net

Here are some of them:

  • Mortgage rates are still relatively low.

They’re not as low as they were a few months ago, but mortgage rates are still more attractive today than they have been in recent years. If you can lock in a good rate now, that can be a lasting benefit that helps you for many years.

  • It might be easier to get a mortgage right now.

Lenders may be willing to work with new customers like you — because recently, less people have been applying for loans. So you could possibly get a better rate and more friendly terms than you might think.

  • Home prices are still within reach.

Although inventory is shrinking, many available homes are still reasonably priced — especially homes that have been on the market for a while. Those sellers in particular might be willing to lower their price to get a deal done before the year ends.

  • And one of the best reasons to buy a home by the end of the year…the tax benefits!

There are few deductions bigger than a home purchase. By completing the transaction in 2013, you could stand to get a lot of help on your income tax return!

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Maybe you were planning to buy a home next year, or you’re just tired of paying rent. Whatever your situation is, a home purchase before the end of this year can be beneficial — and I can help you see if it’s possible!

Find out if buying a home in Frisco, McKinney, Allen, Plano, Richardson, Dallas, or anywhere in north Texas is the right move for you! Call me at 267.566.3448 or email me at shannon.rubin1@gmail.com today!

©2013 by Shannon Rubin.